Very Catalogue: Easy payment Options for Bad Credit Score

One of the most well-known online credit portals, Very catalogue, accepts customers with poor credit scores. Very catalogue is headquartered in Liverpool and its headquarters are in Speke.

The Very catalogue offers a wide range of products from toys and technology to appliances. This catalogue offers a wide range of products, making it an attractive option. You can also keep all your payments and purchases on one account, making it more convenient and manageable.

History of Very Catalogue

Very catalogue is a British brand launched by Shop Direct in July 2009. It is now called the Very Group.

Over the years, Very catalogue has experienced two major rebrands. It was originally known as the in-store shop “Woolworths”, which later evolved into “Littlewoods Direct”.

Many customers wanted to use the website from the moment it was launched in 2009. In fact, many customers were eager to use the service within one year.

A mobile website was created with an extensive upgrade to the site’s content. One third of all total sales came from mobile phones by 2014.

Very catalogue has enjoyed endorsements and partnerships over the years with celebrities to promote its brand. Very catalogue has been honored to partner with household latest fashion names such as Holly Willoughby and Fearne Cotton in the UK.

What Products Does Very Catalogue Offer?

Very catalogue is known for its large selection of products. New products are added daily. They sell products that meet both your needs and your wants.

Clothing for Men, Women, and Children

Very catalogue offers clothing for children, men and women. You can shop latest fashion designers’ brands such as Marc Jacobs, Moschino, and Vivienne Westwood.

Very catalogue also sells everyday brands such as Missguided, Yours, and their brand, V by Very catalogue.

Toys and Baby Products

Very catalogue also sells baby and child products from a wide range of brands. Very catalogue can be used to purchase gifts for special occasions. This will make it easier for you to pay with your bank account.

Very catalogue offers toys from VTech, Lego, Disney and many other brands at a very competitive price. The site also sells essential products such as highchairs, car seats, and pushchairs for babies and children.

Sport and Leisure Equipment

You can also find a wide range of leisure and sports equipment on the Very Catalogue. Very catalogue is the place to go if you want to improve your life but don’t want to spend a lot of money. There are many brands to choose from, including Rock Luggage, North Face, Nike and North Face.

Accessory for the Home

You can also find many home accessories and appliances on the Very catalogue website. Appliances and accessories are often expensive but necessary for your daily life. We have great payment options that will help spread the cost of your home products over a few months or weeks.

Technology and Gaming

It can be expensive to purchase technology and gaming products upfront. Very catalogue offers a wide range of products and can be paid for over a period of time, rather than one-off payments. There are many products available at Very catalogue, including consoles, tablets, smartphones, tablets, and computers.

Beauty and Wellness Products

Very catalogue offers a wide range of beauty and wellness products that you can choose from if you want to treat yourself. It’s easy to see why Benefit, NYX, and L’oreal are selling at lower prices than high-street stores.

Credit Limit for Very Catalogue Account

Credit limit for a Very catalogue account
Credit limit for a Very catalogue account

Each person’s credit limit for a Very catalogue account varies. Very catalogue will conduct a soft credit check to determine your credit limit when you sign up. Your credit limit will be displayed immediately.

Very catalogue allows you to have a reasonable limit regardless of your credit score. It can range from PS 300-500. You can start small and build up your credit limit if you show that you are trustworthy and reliable. Every month, your credit limit will be checked.

Payment Options at Very Catalogue

Very catalogue offers a wide range of payment options that allow you to spread out the cost of your purchase over time. These payment options include:

  • You can spread the cost of your purchase in monthly payments, which will be 6,9 or 12. Monthly invoices will show the amount you have to pay. The option comes with no upfront fees. The lower your monthly payment, the less interest you will have to pay. 39.9% APR is the interest rate.
  • You can spread the cost of your purchase across 3 months by paying in three. This option doesn’t require you to pay interest. This option does not require you to make upfront payments and you can delay payment for up to 20 days.
  • You can choose to buy now and pay later. This option requires that you pay interest on top the purchase price. It allows you to defer your payments for up to 12 months. The interest rate is compounded. The interest rate will increase the longer you wait to make your payment.

Delivery Options at Very Catalogue

Convenient delivery at Very catalogue- shop direct finance company
Convenient delivery at Very catalogue- shop direct finance company

Here is a listing of delivery options available for online sales (online retailing) at Very catalogue:

Straight to the Door

You can have it delivered to your home if the purchase is a gift. You can add the item to your address book and select it as your delivery address when you check out.

Click and Collect

There are several options if the item you purchased is small goods. Click and Collect is a service that allows you to pick up your order from any location within the country.

Click and Collect allows you to pick your package up from any Collect+ or Post Office. If you place your order before 8 PM, the package can be picked up the next day.

Standard Delivery

Standard delivery costs PS 3.99. You can typically receive your package within one day. You can also choose nominated delivery, which costs PS 4.99. You can book your slot up to 8 days in advance.

Multiple Delivery Options

Large purchases such as TVs, furniture and appliances, can take longer to arrive. These large purchases are more expensive and take longer to arrive. There are three options for delivery: standard (around 3 days), express (around 2 days), or next-day delivery.

Very delivers all over the UK. However, delivery may be delayed if you are in Northern Ireland or Scotland.


You can return any product to Very catalogue if you have any reason to. The return period is 28 days. Once your return is approved, you can make the free returns of the products. Any payments will also be fully refunded provided that the item is in its original condition.

The Benefits of Using Very Catalogue (Shop Direct Finance Company)

If you have bad credit, an online catalog is a great option to improve your score. Credit score is an important factor in large purchases such as a car or holiday.

If you have poor credit, you won’t be approved for credit of high value. You can improve your credit score by using a pay-later catalogue responsibly and buy the items you need or want.

Another benefit to Very catalogue is its ability to help you get the products you want but are not able afford upfront. Even though purchases such as smartphones, computers and appliances can be expensive upfront, they are essential.

Very catalogue doesn’t require upfront payments. You can use your product immediately after it arrives, and you won’t be required to pay for anything for at most 20 days.

You can also choose interest-free options if you pay your purchase back within a specified time. This means that you won’t have to pay more than the purchase price.

You can also shop (through your chosen payment method) at Very catalogue from the comfort of your home. Shopping in person can be stressful, tiring, and expensive. Shopping on Very catalogue is cheaper and more efficient than shopping in person. You can order exactly what you need online in just minutes and have it delivered to your doorstep within days.

Does Very Catalogue Performs Credit Verification?

Shop direct finance company- best for people with bad credit rating
Shop direct finance company- best for people with bad credit rating

Very catalogue runs a soft eligibility test on you to determine credit limit. This does not affect credit scores. Very will you ask for:

  • Your name
  • Credit score
  • Employment
  • Salary

Very catalogue accepts people with low credit scores to high credit scores. If you’re reliable with payments, you can increase your limit.

Buy Now Pay Later (Pay Monthly)

You can choose to defer your payment up to one year. Representative 39.9% APR variable

Buy Now, Pay Later allows you to defer payments for up to 12 month. The delay payment period (9of the required amount), begins from the date you place your order, including pre-ordered items that are not available for immediate dispatch.

You will find details about the offer at checkout.

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